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2 Myths Holding Back Home Buyers 2 Myths Holding Back Home Buyers 2 Myths Holding Back Home Buyers – Danny Ewan -REALTOR. – 2 Myths Holding Back Home Buyers. Search for: Previous. View larger image; 2 myths holding Back home buyers. june 10th, 2019 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, For Sellers, Housing Market Updates, Move-Up Buyers |. Myth #2: "I Need a 780 FICO Score or.Because of that, here are two major myths the tend to be holding back homebuyers. #1. You need a 20% down payment. Unless you are a repeat buyer and have a huge chunk of equity to put down on another home, most first-time homebuyers don’t have the 20%. We are often unaware of the option to take out low down payment mortgages.

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Then on the liability side, mortgage, any home equity loan, credit card. seeing someone for a check up of sorts makes all the sense in the world. In my book, that 20% includes everything:.