The average fico score for a closed mortgage was 728 in May, matching April’s level that was the highest reading since the end of 2016, according to data from Ellie Mae. Debt-to-income ratios, known as DTIs, matched the prior two months that were the best since mid-2017.
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US long-term mortgage rates fall; 30-year at 4.57 percent. By contrast, the 30-year rate averaged 3.90 percent a year ago. Putting the recent decline in perspective, long-term loan rates have been running at their highest levels in seven years. The Federal Reserve last week raised its benchmark interest rate for the second time this year and signaled that it may step up its pace of rate increases.
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US long-term mortgage rates fall; 30-year at 3.88 percent. A year ago, the benchmark rate stood at 3.52 percent. The rate on 15-year, fixed-rate mortgages, popular with homeowners who are refinancing, dipped to 3.19 percent from 3.21 percent last week. A year ago, the 15-year rate was 2.79 percent.
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US long-term mortgage rates fall; 30-year at 4.57 percent In this Wednesday, June 20, 2018 photo, a house is advertised for sale in Miami. On Thursday, June 21, Freddie Mac reports on the week’s.
Mortgage Rates Drop Again — Homeowners Can Save Hundreds Per Month By Refinancing Forbes. Mortgage rates are continuing their downward spiral. The average rate on a 30-year fixed-rate loan has dropped to just 3.82%-down from 4.54% last June and.
WASHINGTON – Long-term US mortgage rates were flat to lower this week. The benchmark 30-year rate marked its fourth decline in the past five weeks. Mortgage buyer Freddie Mac said Thursday that the average rate on 30-year, fixed-rate mortgages was 4.55 percent, down from 4.57 percent last week.