Housing Affordability Rose in Q1 | RPOA – Michigan’s Largest REIA and Landlord Association

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The National Association of Home Builders (NAHB) Housing Market Index (HMI) is a gauge of builder opinion on the relative level of current and future single-family home sales. It is a diffusion index, which means that a reading above 50 indicates a favorable outlook on home sales; below 50 indicates a negative outlook.

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Affordability is a complex issue and can be driven by diverse factors including income levels, land and natural resource availability, population growth and housing supply-demand balances, among other issues. The National Apartment Association conducted a national survey to better understand factors that impact new supply of apartments.

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Total mortgage application volume in the US dropped 0.9 percent in the week ended August 16th, after a 21.7 percent jump in the previous period, data from the Mortgage Bankers Association showed. Refinances rose just 0.4 percent as the average contract interest rate for 30-year fixed-rate mortgages was little changed at 3.90 percent, the lowest.

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